Yes. In addition to offering its own proprietary services, Honcho may also act as a gateway between third parties for the services that they supply and you. Due to this and in such circumstances, you as a customer will be subject to the terms and conditions set out on the website of the services that you receive and Honcho excludes all liability in relation to the services performed by a third party.
Honcho excludes all liability for any indirect, special or consequential loss or damage.
Further, in the event Honcho is liable, its liability will be limited to supplying the Services again or paying the cost of having the Services supplied again. This limitation of liability is subject to any laws, including the Australian Consumer Law.
See clauses 61 to 65 of the Terms.
"AI Services" means any artificial intelligence, machine learning, automation, language model, data processing, recommendation, verification, analytical or generative technology, functionality or feature made available by Honcho as part of the Services.
"AI Outputs" means any content, response, recommendation, analysis, summary, document, workflow result, insight, prediction or other output generated, produced or assisted by AI Services.
"Customer Data" means all information, data, documents, records, prompts, instructions, materials and content submitted, uploaded, entered, transmitted or otherwise made available by or on behalf of the Customer in connection with the Services.
"Aggregated Data" means data, insights, analytics, metrics or information derived from Customer Data or use of the Services that has been combined with other data and does not identify the Customer, any individual or any confidential information.
"Derived Data" means data, analytics, learnings, models, trends, patterns, statistical outputs, metadata or insights generated or inferred from Customer Data, platform usage, workflows or operation of the Services.
"De-identified Data" means information that has been processed so that the identity of an individual or entity cannot reasonably be identified or re-identified.
"Verification Information" means any identity, business, beneficial ownership, AML/CTF, sanctions, fraud prevention, compliance or verification-related information, documentation or data collected, processed or obtained in connection with the Services.
Yes we do. We may receive referral fees from third parties when you use our Services. Depending on the Services you select, we may receive referral fees from:
Our Services are generally paid up front and due to the ongoing nature of many of the Services, they will automatically renew for a monthly or annual term. In the event that you sign up to any Services that are ongoing, we will inform you when those Services are coming up for renewal. Should you not wish for a specific Service to renew, cancellation of the Service must be made in accordance with our Terms and must be in writing.
13.1 Honcho may use AI systems, machine learning systems, recommendation systems, behavioural analytics systems, fraud detection systems, verification systems and automation technologies in connection with the Services.
13.2 AI Outputs may contain inaccuracies, incomplete information, hallucinated content or non-unique outputs.
13.3 AI Outputs are provided for informational and operational assistance purposes only and do not constitute legal, financial, accounting, taxation, compliance, risk-management or other professional advice.
13.4 You remain solely responsible for decisions, actions or omissions arising from use of the Services made using Outputs.
13.5 Honcho does not owe fiduciary duties, advisory duties or professional duties in relation to the Services or any Outputs.
13.6 Honcho may use interaction data, operational data and Customer Data to improve, optimise and support AI-enabled systems.
13.7 Honcho may use Aggregated Data, Derived Data and De-identified Data for benchmarking, analytics, recommendation systems, operational insights and commercial intelligence purposes.
13.8 The functionality, features, underlying models and capabilities of AI-enabled systems may change, evolve or be modified over time without notice.
13.9 Honcho may monitor, restrict, suspend or disable access to AI-enabled features where reasonably necessary for security, fraud prevention, system integrity, legal or regulatory compliance, operational risk management or prevention of misuse.
13.10 Honcho owns all right, title and interest in Aggregated Data, Derived Data and De-identified Data generated through operation or use of the Services.
14.1 Honcho may undertake identity verification, Know Your Customer (KYC), fraud prevention, sanctions screening, politically exposed person (PEP) screening and AML/CTF compliance procedures.
14.2 Honcho may request identification documents, beneficial ownership information and other Verification Information reasonably required for compliance, security or operational purposes.
14.3 You must provide accurate, complete and up-to-date information requested by Honcho and promptly notify Honcho of material changes to verification information.
14.4 Honcho may use third-party verification, screening, analytics and compliance providers in connection with the Services.
14.5 Honcho may monitor accounts, transactions, workflows and activity for fraud prevention, security, AML/CTF compliance and operational risk-management purposes.
14.6 Honcho may suspend, restrict, delay or refuse Services where verification cannot be completed, misleading or false information is supplied, suspicious activity is detected, sanctions concerns arise or Honcho reasonably considers operational, security or regulatory risk exists.
14.7 You must not upload any materials through the Website, or use the Services, for purposes which are obscene, offensive, defamatory, discriminatory, inaccurate, fraudulent, misleading, unlawful, pornographic, promote violence, are hateful or which in any way infringe any third parties' rights, including their intellectual property rights and privacy rights or circumvent storage space limits.
46A.1 The Business Centre is a dashboard through which you may, among other things: (a) view and manage Documents, business records and Customer Data; (b) track the progress of your registrations, applications and other tasks; (c) activate, purchase or upgrade Services made available by Honcho from time to time; (d) connect Linked Accounts; (e) access Smart Tools; and (f) where applicable, manage more than one business from a single account.
46A.2 The Business Centre may present checklists, progress indicators or suggested next steps. These are provided as general guidance only, based on the limited information available to us, and are not a complete or authoritative assessment of your business, its legal or regulatory compliance, or its prospects of success. You remain solely responsible for determining what steps are necessary or appropriate for your business.
46A.3 Not all features of the Business Centre are available to all customers or on all plans. We may offer a Service or Smart Tool on a free, trial, limited-use or paid basis, and may change the availability, scope, pricing or free-use allowance of any feature at any time in accordance with clause 47 (Fees) and clause 18.
46A.4 We may add, remove, rebrand, modify, suspend or discontinue the Business Centre, or any feature, tool or integration within it, at any time without liability to you, except as otherwise set out in these Terms.
46A.5 Where your account is used to manage more than one business, you are responsible for maintaining appropriate access and separation between them, and each business remains separately subject to these Terms in respect of the Services provided to it. We are not liable for any loss arising from how you manage access across multiple businesses on a single account.
46B.1 Smart Tools use AI Services to generate suggestions, insights, benchmarks, checklists, matches, drafts or other AI Outputs having regard to Customer Data, including your stated or inferred industry, business type, location, financial information or other data connected to your account.
46B.2 Clause 13 (AI Services and Operational Intelligence) applies to all Smart Tools and to all AI Outputs generated through the Business Centre.
46B.3 Regardless of how a Smart Tool or its output is named, labelled or marketed, no Smart Tool or AI Output constitutes legal, financial, taxation, accounting, credit, insurance or other professional or personalised advice, and no Smart Tool creates a professional relationship (including a solicitor-client or advisory relationship) between you and Honcho. Clauses 15 and 17 apply.
46B.4 Any figures, benchmarks, matches, estimates or comparisons generated by a Smart Tool are indicative only, may draw on incomplete, delayed, estimated or third-party data, and are not guaranteed to be accurate, current, exhaustive or applicable to your circumstances. Where a Smart Tool identifies a potential third-party product, offer, grant or funding opportunity, eligibility and availability are determined solely by the relevant third party. We do not guarantee any particular commercial, financial, regulatory or other outcome from your use of a Smart Tool.
46B.5 You must independently verify, and exercise your own judgment before relying or acting on, any output of a Smart Tool particularly before making any financial, legal, tax, compliance or other material decision.
46B.6 Smart Tools may rely on third-party artificial intelligence systems, datasets, APIs, information sources or other technology. The availability and performance of a Smart Tool may therefore depend on matters outside our reasonable control.
The following applies to your use of the Business Centre to store Documents, connect a Linked Account, and manage your account and security settings:
46C.1 Some Documents and status information in the Business Centre may be sourced from, or link to, a government or third-party register, while other records (such as business or asset details) rely on what you enter yourself. We do not warrant the accuracy, currency or completeness of any of this, and you should keep your own copies of anything important.
46C.2 Connecting a Linked Account is done using third-party account information or data-sharing services and is also subject to that third party's terms. Honcho is not a bank, credit provider or deposit-taking institution and does not provide banking or credit facilities.
46C.3 Information shown about a Linked Account may be delayed, cached or incomplete and must not be relied on instead of your own bank records. Nothing in the Business Centre is financial product advice, credit assistance, or a recommendation about any account or facility.
46C.4 You may disconnect a Linked Account at any time. We are not responsible for the availability, accuracy or security of any third-party service used to connect or display information about a Linked Account.
46C.5 You must register an account and create Security Credentials (which may include a password, one-time passcode, authenticator app code or passkey) to use the Business Centre. You are solely responsible for keeping your Security Credentials secure and for all activity on your account, whether or not authorised by you, except to the extent caused by our negligence.
46C.6 We recommend enabling any additional authentication method we make available. Doing so reduces, but does not eliminate, the risk of unauthorised access to your account.
46C.7 If you lose or suspect compromise of any Security Credential, you must notify us as soon as reasonably practicable. We may require identity verification before restoring access to your account, and we do not guarantee that any such request will succeed or be completed within a particular timeframe.
46C.8 To the maximum extent permitted by law, we are not liable for any loss arising from your loss or misuse of a Security Credential, a delay in or unsuccessful account recovery, access gained by anyone using valid Security Credentials, or the failure of any third-party authentication or account-linking service.
46C.9 We may suspend, restrict or terminate access to your Business Centre account, or any feature within it, where we reasonably suspect unauthorised access, fraud, misuse or a breach of these Terms.
46C.10 On cancellation or termination of your account, access to your Documents, Customer Data and Linked Accounts may cease, and we may delete records after any period we consider necessary for legal or record-keeping purposes. Download and keep your own copies before cancelling.
46C.11 Any communication with Honcho through the Business Centre, including messaging or phone contact with our team, is provided for customer service purposes only, does not constitute legal, financial or other professional advice, and may be recorded or monitored for training, quality, security or compliance purposes.
46C.12 Clauses 36 (Invoicing), 61 to 65 (Indemnity and Limitation of liability) and 71 (Cybersecurity and Operational Monitoring) also apply to your use of the Business Centre.
46D.1 Certain Smart Tools may be made available as part of a paid subscription plan. Your plan determines which Smart Tools you can access, and whether access to a particular Smart Tool is unlimited, subject to a free-use allowance, or requires an upgraded or paid plan.
46D.2 We may make individual Smart Tools available on differing terms from time to time, including a limited number of free uses, a free introductory period, or no cost at all. These arrangements may differ between Smart Tools and may change at any time.
46D.3 Any free-use allowance, free period or free-of-charge basis referred to on the Website, within the Business Centre, or in any marketing material, is indicative only and may be limited, varied, reduced, extended or withdrawn by us at any time, including in respect of your existing account or subscription, and including after you have already made use of a Smart Tool on that basis. We do not guarantee that any Smart Tool will remain free, or will continue to offer the same free-use allowance or free period, in the future.
46D.4 We determine, in our discretion, what constitutes a single "use" of a Smart Tool for the purposes of any free-use allowance, and may change how usage is calculated, tracked or reset at any time.
46D.5 Once you have exhausted an applicable free-use allowance, or a free introductory period has ended, continued access to that Smart Tool may require an active paid subscription or plan, and, if you have provided payment details, your payment method may be charged the applicable fee unless you cancel beforehand.
46D.6 Where a subscription plan for the Business Centre or a Smart Tool is offered with a trial period, clauses 39(b) to (f) apply to that trial and subscription with any necessary changes, including that we will notify you before the trial ends and, unless you cancel before it ends, your nominated payment method will be charged the applicable subscription fee.
46D.7 You may cancel a Business Centre subscription at any time through your account settings. Unless clause 48 (Refunds) applies, no refund will be provided for any part of a subscription period already commenced, and your cancellation will take effect at the end of the then-current billing period.
46D.8 Clause 47 (Fees) applies to fees for Business Centre subscriptions and plans. For the avoidance of doubt, a change to, or withdrawal of, a free-use allowance or free introductory period under clause 46D.3 is not a change to an existing fee for the purposes of clause 47(h); however, we will act reasonably in how and when we communicate such changes to affected customers.
71.1 Internet-based services involve inherent cybersecurity, operational and system-availability risks and Honcho does not warrant that the Services will be uninterrupted, secure or error-free at all times.
71.2 Users are responsible for maintaining the security and confidentiality of account credentials and implementing reasonable device, network and endpoint security practices.
71.3 Honcho may undertake operational monitoring, logging, analytics, observability, fraud detection and security-review activities to maintain platform integrity, operational security, regulatory compliance and service performance.
71.4 Honcho may investigate suspected security incidents, unauthorised access, fraud, misuse or unlawful activity and may suspend, restrict or disable access to the Services where reasonably necessary to protect users, systems or operational integrity.
71.5 Users must promptly notify Honcho of suspected unauthorised access, credential compromise, security incidents or misuse relating to the Services.